Historic agreements found in 2 minutes
Claim up at £5,492.10* per vehicle
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Brokers/Dealerships had discretion to set the interest rate. The Higher the interest the higher the commission they received
Brokers/Dealerships were legally obliged to disclose the commission they earnt from the sale of finance in a clear and concise manner
Brokers/Dealerships often coerced clients into signing into agreements that were most financially attractive to them as opposed to providing clients with clear options
Where No Win, No Fee is offered – You pay nothing unless your claim is successful. A fee between 18- 36% fee (30% + VAT) applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the cooling-off period.
By performing a soft credit check we’re able to locate car finance agreements dating back to 2007.
Once we have located your agreements we’ll pass you on to our working partners Bott and Co to begin work on your claim.
After securing the best possible compensation package for you, our working partners will make sure your paid out to your chosen bank account.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
A PCP finance claim allows you to seek compensation if your PCP car finance agreement was mis-sold.
If you purchased a car, van, or motorbike on PCP or HP finance before January 2021, you may have been mis-sold. Many drivers were unknowingly charged higher interest rates, or had undisclosed commissions added to their agreements, costing them more than necessary.
Common reasons for PCP finance claims include:
If your agreement was mis-sold, you could be entitled to a car finance refund or compensation. Use our car finance checker to find out if you qualify.
To make a PCP car finance claim or other car finance claims, you must prove your agreement was mis-sold or breached regulations. Key criteria include:
Use our car finance claim calculator or car finance checker to determine your eligibility.
You might have been mis-sold if:
Check for car finance mis-selling using our car finance claims check tool.
Compensation depends on your loan amount, interest rate, and repayment period. Examples include:
The mis-sold car finance average payout is around £1,600, but amounts vary.